Injury Law

Yes. Even if your injury feels small at the time, failing to report it could ruin your entire WorkCover claim later.

Here’s why: many workers stay quiet after getting hurt - no blood, nothing broken, so they think, “It’ll be fine.” They don’t file a report, see a doctor, or even mention it at work. But when the pain gets worse months later and they try to claim, WorkCover asks for records. Without documentation, the employer may deny knowing anything - and the claim is rejected.

To protect yourself:

• Report your injury immediately - on the day it happens.

• Record it in writing (form, email, or even a text message).

• Seek medical advice early, even for small issues.

👉 Staying silent might feel polite, but legally it can cost you everything. Always report, even if it seems minor.

🎥 For more tips, watch our short video.

Most superannuation accounts include more than just retirement savings - they often come with insurance cover built in, even if you don’t realise it. One common type is Total and Permanent Disability (TPD) insurance.

If you become seriously sick or injured and can’t return to your usual job, you may be eligible for a lump sum paymentunder your TPD cover, provided you meet the policy’s definition.

The problem is, most people never check their cover. They keep paying small amounts every week, without knowing whether their policy could pay out $50,000 or $500,000.

That’s why it’s important to:

• Review your superannuation account and see what cover you actually have.

• Consider adjusting your cover if needed — sometimes it only costs a few extra dollars a week.

• Understand the difference your cover could make if the unexpected happens.

👉 Take the time to check your super - it could make a massive difference for your future security.

🎥 For more tips, watch our short video.

Not every schoolyard bump or bruise means someone is legally at fault. But schools do have a duty of care, just like any workplace or public space. If an injury happens because of:

• Poor supervision

• Unsafe equipment

• Ignored risks

Then the school may have failed that duty.

The key questions are: Was it preventable? Was it foreseeable? It’s about whether the school took reasonable steps to keep children safe.

Tip for parents:

• Ask for an incident report.

• Take photos if there are visible injuries.

• Write down what your child says while it’s still fresh.

👉 Your child’s safety should never be left to chance - and the earlier you document what happened, the more protected you are.

🎥 For more insights, watch our short video.

Wearing no seatbelt doesn’t automatically cancel your right to make a claim.

Not wearing a seatbelt is against the law - and it can complicate things. But in personal injury law, the key question is: Who caused the crash? If another driver was at fault and you were injured, you may still be entitled to compensation.

That said, failing to buckle up can affect how much you receive. If it’s proven your injuries would have been less serious with a seatbelt, your compensation may be reduced.

Key points to remember:

• Fault is the main factor - who caused the crash.

• Seatbelt use can impact the size of your payout.

• Every situation is different, so proper legal advice is vital.

👉 Don’t assume you have no rights. Even without a seatbelt, you may still have a claim.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.

Accidents on the way to or from work can sometimes fall under both CTP and workers compensation.

• CTP insurance covers injuries that arise from motor vehicle accidents.

• Workers compensation (WorkCover) can also apply if you are an employee travelling your usual route to or from work. This is known as a journey claim.

In some cases, both systems may apply. But it’s not about getting paid twice - the key is understanding how the two systems interact and which benefits apply to your situation.

👉 If you’re injured while travelling to or from work, seek advice early. Knowing which system applies can make a big difference to your rights and entitlements.

🎥 For more insights, watch our short video.