Our Client's Story
For Mark, cycling was part of his daily routine, a way to stay active while getting to work. But one morning, as he pedalled through the city streets, everything changed in an instant. As Mark approached an intersection, a car suddenly turned into his path. The collision was unavoidable—he was thrown off his bike and slammed onto the hard pavement. Pain shot through his body, and when he tried to stand, he realised his ankle was severely injured.
Later, at the hospital, doctors confirmed the worst—his ankle was fractured. This was devastating news for Mark, who worked in construction. With his injury, he knew he’d be off his feet for months, unable to earn an income to support his family. But to make matters worse, the driver who hit him began denying responsibility, claiming that Mark hadn’t given a clear hand signal before turning.
The confusion and frustration only added to Mark’s pain. In situations like these, blame often becomes a point of contention, but what Mark didn’t yet know was that the Compulsory Third Party (CTP) insurance scheme in Queensland ensures every claim is thoroughly investigated before determining fault. Even when a driver tries to shift the blame, that doesn’t mean a cyclist loses the right to claim compensation.
For Mark, the consequences of this accident went beyond medical treatment—it affected his livelihood. Unable to work on construction sites due to his fractured ankle, his income would take a serious hit. That’s why it was crucial for him to gather all the necessary evidence early, including witness statements and medical reports, to support his claim for compensation.
While the driver may try to deny fault, the CTP insurance scheme can still provide compensation for Mark’s injuries, lost wages, and the costs of rehabilitation. Understanding his rights, especially when facing complex claims and disputes, is vital. Taking action to secure the compensation he needs will help him not only recover physically but also ensure his financial stability during this difficult time.