Most of us have a superannuation account.
Every pay, money goes in.
But have you ever stopped to ask: "What exactly are you paying for?"
Inside that super, there’s often an insurance you don’t even realise you have:
TPD – Total and Permanent Disability cover.
If one day you get seriously sick or injured and can’t go back to your usual job,
you could be eligible for a lump sum payment if you meet the TPD definition in your policy.
But here’s the thing: most people never check.
They keep paying - every week, a few dollars here and there, and never know what it’s really worth.
So here’s the important part:
if you don’t already know, find out how much cover you actually have.
It might cost just a few extra dollars a week to change your cover.
But when you need it, the difference between $50,000 and $500,000 can be massive.